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Please read my blogs on Medical Savins account. Do not confuse them with health savings accounts which are a rip off.

The patient controls and keep the money not spent. It is either provided by the employer, the government, or the consumer himself. It is all tax deductible.
The governments role is to provide the pricing and education to the consumer. Consumers can force transparency and limit usage with incentive..

Hi Mr. Feld, great post. I was curious what you see as the ideal medical savings account? I have heard that a reason cafeteria plans are not much more popular is that it's a corrupt and lucrative industry that only really benefits the plan administrators. Some friends and I (entrepreneurs) have thought about trying to tackle something in the space and I 100% agree that consumer driven healthcare is the future. Thanks for the great insights!

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