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The most concise description of the health care insurance dilemma I've read is here:


It argues that government regulations and distorting tax benefits prevent efficient and cost effective coverage. You say insurers make huge profits; well, maybe they wouldn't be so huge if clients had more choice in providers they can use. Easing interstate restrictions would allow that choice.

Approximately 16% of the population does not have health insurance. Universal Health Insurance is feasible if reimbursement is discontinured for medically unnecessary procedures, unnecessary diagnostic testing, for preventable complications that occur during hospitalization, for failure to adequately treat diabetes during hospitalization, and for referral by providers to laboratories, imaging centers, and amublatory surgery units in which they own an interest. An in depth survey will show well over 16% costs for unnecessary services--enough to provide care for the uninsured.


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