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Consumer-driven Healthcare would solve many of the problems Healthcare in the U.S faces. However, the golden rule is always "He who has the Gold Makes the Rules". In Auto Insurance, Insurance Companies call all the shots when your car gets into an accident. They are the payer of the monies and so they make the rules.

So unless Consumer Driven Healthcare has the consumer paying the monies, how do we expect any meaningful reform to take place?

Wouldn't all other approaches just be band-aids?


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