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Stan,
You aare doing abangup job of introducing an repeating the problems and their solutions. To extend people power to the next level, doctor-entrepreneurs must now formulate their services in a market friendly fashion. That is, for example, we are starting to market our preventive sericees and expertise to companies that are self insured, and we need partners (banks and other financial institutions not stained with absolute greed-read Bill McGuire). It is only by developing an effective product that small and large companies are able to wean themselves from the insurance giants. Am I right?

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Http://stan.feld.com
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