It is hard to tell whether the unintended consequences were really intended consequences on the way to destroying the healthcare system.
Harry Reid and the President have already admitted that Obamacare is a good first step on the way to a government controlled single party payer system.
There are several problems with a single party payer system,
- The government cannot afford it.
- The government cannot run it. It will have to hire the healthcare insurance industry to administer it. It costs the government 40% of the healthcare dollars to have the healthcare insurance industry provide administrative services for Medicare and Medicaid presently.
- Providers will not have incentive to produce. Reimbursement will be low and salaries will be low.
Normally if one works for a company, the company provides healthcare insurance to the family. When Obamacare raised the mandate limit forcing employers to provide healthcare insurance for employees’ children living at home to 26 years old, companies have been trying to figure out how to avoid paying the increased premium cost of healthcare insurance.
Most companies have reduced or are reducing employment to less than 30 hours to avoid the penalty for not providing healthcare insurance.
Many companies have applied for wavers. These companies will get waivers if they are the Obama administration’s friends. Congress got a waiver.
U.P.S. announced it would discontinue Health Benefits for spouses of some workers. U.P.S. joins the list of other companies doing the same thing. These include large employers like Xerox and Teva Pharmaceuticals. They have chosen to impose surcharges on employees for spousal coverage.
Cities like Terre Haute, Ind., are adopting a spousal carve-out so that working spouses would not be covered under its health plans even if the healthcare insurance plan of the spouse’s company is worse than Terra Haute’s healthcare insurance plan.
The University of Virginia has just announced a similar spousal carve out. It is rumored that the state of Virginia is next.
“UVA said this is only one of many “major changes” coming to their health plans as a result of ObamaCare. The university says the changes are necessary because the law is projected to add $7.3 million to the cost of the university’s health plan in 2014 alone.”
Isn’t Obamacare called the Affordable Care Act? In truth it is not. It will drive these spouses into a health insurance exchange.
“U.P.S. said, “Limiting plan eligibility is one way to manage ongoing health care costs, now and into the future, so that we can continue to provide affordable coverage for our employees.”
— U.P.S. told employees, “Since the Affordable Care Act requires employers to provide affordable coverage, we believe your spouse should be covered by their own employer — just as U.P.S. has a responsibility to offer coverage to you, our employee.”
The letter stated that the “cost of providing health care to our employees will increase by nearly $100,000,000 next year.” The letter also states that much of the increase is due to Obamacare.It means the airline tickets are going to increase in price. This will become a burden on businesses who depend on flying to do business. In turn, products these companies produce will increase in price.
The ordinary consumer will also be affected by rising airline ticket prices.
U.P.S. said, “Limiting plan eligibility is one way to manage ongoing health care costs, now and into the future, so that we can continue to provide affordable coverage for our employees.”
U.P.S. estimates they cover 33,000 spouses. Fifteen thousand (15,000) spouses can get coverage through their own employers. It should be added that they can get insurance until the companies of these15,000 spouses drop their own healthcare coverage.
If U.P.S cannot lower insurance costs, they will raise shipping prices. Once again the middle class is the victim. Another option is to drop healthcare insurance for all employees and let them participate in the health insurance exchanges.
Companies providing executive insurance of $27,500 or more for employee family coverage or $10,200 for individual coverage (Cadillac plans) will have to pay an additional 40% Obamacare tax in 2018.
This Cadillac plan tax is something many companies are thinking about and making plans to discontinue in the future.
The whole thing stinks.
It might not be an unintended consequence. It might be an intended consequence.
It might be exactly what President Obama wants to drive as many people as possible into his health insurance exchanges.
His excuse for the increased costs is that the American people cannot refuse to pay for something they have obligated themselves to pay. In reality they have been deceived. They have been tricked, forced and deceived into this obligation.
The Obama administration is building a detective squad to target and penalize consumers and companies that don't follow Obamacare's rules.
The Department of Health and Human Services has hired 1,814 criminal investigators. On the day President Obama signed the Affordable Care Act into law in 2010, HHS received authority to hire 1,814 investigators to sleuth out violations of the law.Congressmen who supported Obamacare find this new police force confusing.
The Obama administration ordered that employment expansion despite a government-wide hiring freeze that is in place.
Why doesn’t President Obama listen to the will of the people?
Everyone is against it. Everyone has to be more vocal. Everyone has to vote these people out of power.